Insure your student room

Information

Rental risks- studios, appartements
Covering : depending on the accomodation size	fire, explosions, lightening, falling aircrafts, acts of vandalism, damage material of riots, popular movements, terrorism, rattening
	Water damage
	Glass breakage

Household effects
Covering : depending on the accomodation size	fire, explosions, lightening, falling aircrafts, acts of vandalism, damage material of riots, popular movements, terrorism, rattening
	Water damage
	Glass breakage
	Theft by breaking and entering or agression
	Realestate deteriorations
	Weather conditions

Civil Liability in private life
Physical damages: € 10.877.934,76 Material damages: € 701.087,54	Civil liability private life
Covering : € 5.488,34	Legal assistance

According to the current contractual conditions, only section Insurance home general conditions are applicable.


Annual insurance premium

The annual premium depends on the accomodation size.

Surface	Building	Furniture	Annual premium
Up to 25 m²	40.000 €	5.000 €	55 € all in
Up to 40 m²	80.000 €	6.000 €	70 € all in
Up to 50 m²	100.000 €	7.000 €	80 € all in
Up to 60 m²	120.000 €	8.000 €	88 € all in

Prolongation possible for the period 1/09 untill 31/12.


One month premium

The premium for a single moth depending on the accomodation size.

Surface	Building	Furniture	Premium
Up to 25 m²	40.000 €	5.000 €	45 € all in
Up to 40 m²	80.000 €	6.000 €	60 € all in
Up to 50 m²	100.000 €	7.000 €	70 € all in
Up to 60 m²	120.000 €	8.000 €	78 € all in

General conditions La Luxembourgeoise 2015-6079-x9b» Open «

Privacy notice» Download the document «

General terms and conditions of brokerage» Download the document «

Claim procedure» Download the document «

1. The tenant notifies the claim using the following email address : uni@allia.lu
2. AlliA transfers the claim notification to La Luxembourgeoise and receives the insurer's claim reference.
3. AlliA sends an email to seve.sinistre@uni.lu (with a copy to the building's caretaker) and asks the tenant to provide a quote of repairs.
4. The tenant sends the quote of repairs to AlliA and to the building's caretaker for information.
5. According to the nature of the damage, there are 2 possibilities :
   
   
   1. Damages to the content :
      
      
      1. Without any expert report (insurer's decision):
         
         
         • ALLIA provide la Luxembourgeoise with the quote of repairs.
         • La Luxembourgeoise agrees with this quote or repairs (small claims) and asks for the invoice.
         • La Luxembourgeoise pays the invoice either to the tenant or to the provider (less dilapidation, if applicable, which will be paid by the tenant).
         
         
      2. With an expert report (insurer's decision):
         
         
         • In view of the quote of repairs, La Luxembourgeoise will appoint an expert.
         • The expert arranges a meeting with the tenant and the building's caretaker. The tenant informs the building's caretaker of the day and time of the meeting with the expert. The expert observes the damages and asks the tenant for quotes of repairs if necessary.
         • The expert issues his report, sends it to La Luxembourgeoise and gives his agreement for the repairs to be fixed.
         • After informing the building's caretaker, the tenant asks the provider to fix the repairs and to issue an invoice in the name of the tenant, as recommemended in the expert's report.
         • Invoices will be sent to La Luxembourgeoise who will pay the provider (less dilapidation, if applicable, which will be paid by the tenant).

To subscribe, it's simple, just click on the button 'order' and only a few clicks later, your student room will be covered.
After the validation of your payment, you will receive you insurance certifivate by return.